The Gatto Agency
About Us • Three Generations Since 1948
78 Years & Three Generations of Family Leadership
The Gatto Agency has been a fixture in the Needham, MA business community for 78 years! Founded in 1948 by Victor E. Gatto Sr., carried forward for decades by Richard Gatto, and now proudly in our third generation with Patrick Gatto, we are a family-owned and operated independent insurance and real estate agency built on lifelong relationships with our clients.
In an era when many local Massachusetts agencies have been quietly bought up by national conglomerates and impersonal call centers, The Gatto Agency remains 100% independent and family-run at 85 Chapel Street in Needham. We specialize in designing custom-fit insurance portfolios for families, property owners, and businesses throughout Massachusetts—seamlessly bundling Homeowners, High-Value Home, Coastal & Secondary Property, Multi-Vehicle Auto, Collector Cars, Watercraft, Commercial, and $1M–$5M+ Personal Umbrella policies for complete asset protection and multi-policy savings.
Alongside our flagship insurance practice, we are also a full-service residential real estate brokerage, having brought hundreds of buyers and sellers together for nearly eight decades—complete with turnkey pre-sale property preparation through our trusted network of local tradespeople.
Rooted in Civic Duty & Community Service
Across three generations—from Victor Gatto Sr. to Richard Gatto and Patrick Gatto—our family has believed that serving a community means showing up for it every day. Whether through leadership in local civic clubs, town governance, charitable initiatives, or coaching youth sports, our deep roots in Needham reflect the stability and personal accountability we bring to protecting your family's assets.
“Dedicated to Deserving Your Trust”
Our mission is simple. It is captured in the motto that our founder, Victor E. Gatto Sr., coined back in 1948 and that still guides our family today: “Dedicated to deserving your trust.” Whether you are reviewing a multi-policy insurance portfolio, filing a claim, or preparing a family home for sale, you will always deal directly with a trusted advisor who knows you by name. Contact us today for a complimentary portfolio review or consultation.